• Location: Mumbai
• Qualification: 2 to 3 years

Academic Qualification

• B.Com. / M.Com / Semi Qualified / MBA finance

Job Responsibilities

• Analysis of Financial Statement of Target client, including debtProfile and rating.
• Checking and detailed Analysis of entries relating to sales, purchase, debtors and creditors of the borrower
• Ability to understand the end uses of funds raised by borrower
• Statutory Compliance Check (GST, VAT, Excise, Service Tax)
• ROC Check, Public Domain Research for Industry and borrower
• Hand on Experience in advanced excel, PPT is must
• Understanding of SAP, ERP and accounting application like Tally

Skills / Qualities preferred

• Technical: Tally, SAP understanding
• Behavioral: Soft skills Good Communication and Presentation Skills
• Self starter and dynamic

Domain / Industry

• Preferred Industry Sector: Pharma, Hospitality, Paper, Banking and finance is preferred . but not necessary.

• Location: Mumbai
• Qualification: 2 years Experience

Academic Qualification

• Bachelor of Commerce. Master of Commerce is added qualification for this position
• Knowledge of finance, accounting, lending cycle and ability to read and understand Loan Documents.
• Knowledge of financial and accounting software applications. Ability to analyse financial data from financial statements.
• Prior experience in the financial reporting/general ledger area & performing Bank Audits is added advantage. Experience working in a Chartered Accounting firm or lending sector is preferred.
• Must be computer proficient and able to thrive in a fast -pace setting. Must have operating knowledge of Microsoft Excel and Word.
• Strong verbal and written communication skills.
• Ability to multi-task, work under pressure and meet deadlines required.
• Self-motivated personality.

Job Responsibilities

• Required to analysis the documents & information and prepare CAM.
• Required to coordinate with Bank Officials for obtaining required information/documents for completing the CAM.
• Required to read the financial statements and do data entry in the financial statement template.
• Required to perform bank statement analysis, market research for borrowers industry, read CIBIL and report in CAM, etc.
• Ensures completion of the procedures & reporting in the Turnaround Time (TAT) specified by Quality Control team.
• Assist & coordinate with other team members on procedure to be performed on the field.

Domain / Industry Preferred

• Chartered Accounting firm, Banks & NBFC

• Location: Mumbai
• Qualification: 2 to 3 years

Academic Qualification

• Chartered Accountant or equivalent
• Knowledge: Underwriting and analysis experience of loan documents, financial statements, collateral documents, research for specific sector, ability to comprehend complex commercial credits.
• Research skills: They require the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans.
• Knowledge of finance, accounting, Ledger Analysis, statutory dues requirements, lending cycle and ability to read and understand Loan Documents.
• Knowledge of financial and accounting software applications. Ability to analyse financial data and prepare reports on procedure performed as per Scope of Work (SOW) & Standard Operating Procedures (SOP).
• Prior experience in the financial reporting/general ledger area & performing Bank Audits is added advantage.
• Must be computer proficient and able to thrive in a fast -pace setting. Must have operating knowledge of Microsoft Excel and Word.
• Strong verbal and written communication skills to work with the lending and credit teams, relationship managers, credit approvers, client, etc.
• Strong interpersonal, supervisory and client service skills required.
• Ability to multi-task, work under pressure and meet deadlines required.
• Self-motivated personality

Job Responsibilities

• Responsible for underwriting loans and preparing report/presentations
• Takes decision on credit applications under the supervision of senior underwriters
• Utilizes provided software to score credit applications
• Works with the credit administrator on policies and procedures
• Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects
• Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers
• Responsible for preparing in-depth credit study
• Responsible for conducting research on borrowers and industries
• Takes ownership of the credit process, making decisions in the best interest of the customer and Bank
• Provides support to account officers on customer calls as needed
• Responsible for measuring covenants put in place within loan agreements, with a clear understanding of the effect and purpose of those loan covenants, and communicates the compliance of the borrowers to the relationship manager and chief credit officer as needed
• Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from the credit approvers
• Analyzes more complex credits with assistance from senior Bank staff
• Applies experience with comparable credits to recommend appropriate covenants, terms, and conditions, and structure for a credit request
• Identifies policy exceptions within a credit request
• Discusses risk ratings and the rationale for the determination of acceptable credits with the relationship managers (RM) and credit approvers

Domain / Industry Preferred

• Chartered Accounting firm, Banks & NBFC

• Location: Mumbai
• Qualification: 2 to 4 Years Experience

Academic Qualification

• Semi Qualified (CA/CWA/CFA) or Management Graduate

Job Responsibilities

• Analysis of Financial Statement of Borrowers
• Analysis of Debt profile of the organization. Studying the Credit Ratios of borrowers and drawing a conclusion
• Checking and detailed Analysis of entries relating to sales, purchase, debtors and creditors of the borrower
• Ability to understand the end uses of funds raised by borrower.
• Statutory Compliance Check (GST, VAT, Excise, Service Tax)
• ROC Check, Public Domain Research for Industry and borrower
• Hand on Experience in MS-office, Knowledge of advanced excel, PPT is must
• Good Communication and Presentation Skills
• Understanding of SAP, ERP and accounting application like Tally will be add on

Qualities preferred

• Technical: MS-office, where advance Excel and PPT is must, Good writing skills.
• Behavioral: Easy grasping power, Analytical mindset, Career oriented with ready to take ownership.

Domain / Industry Preferred

• Management consultancy firm (Internal Audit Profile, Due diligence, TEV study, Forensic Audit)

• Location: Mumbai
• Qualification: 3 to 5 Years Experience

Academic Qualification

• C.A.

Job Responsibilities

• Having complete understanding of Annual Report including Balance Sheet of the Company coupled with thorough analysis of Financials, understanding vital/key ratios, Comparison of Financial parameters of some Industry sectors, understanding of the standalone company and group structure and intricacies of funds movements within the group, Analysis of Consolidated status for the group or an entity, able to analyses investment outside the business etc.
• Familiarity with accounting standards, basic understanding of accounting and getting reports from the available systems. Basic understanding of Direct and Indirect tax working and filing of Returns etc
• Desired if he or she has done Financial due diligence for some corporate companies having large exposure on behalf of company and/or Bank or ARC or any other equity investment company
• Should have familiarity of Banking terminologies, sanction terms, ability to understand drawing power and relate the same with financial analysis
• Capable to study the project analysis with reasons for failures, Industry prospects
• Familiarity with Project assessment, Industry study, relate the business with other peers, assess the future potential, prepare the assumptions for future working and derive the profitability and draw financial model etc.
• Experienced in preparation of Financial Model for a Re-structuring plan or for raising of capital
• Should have experience of working with the team.
• Analysis of Debt profile, Credit Ratios of borrowers, Financial Statement of Borrowers.
• Due Diligence of sales, purchases, debtors and creditors of the borrower

Qualities preferred

• Candidate should be preferably in consulting organization or a CA firm doing Bank Audits, preparation of Project Reports, Loan Syndication (Financial Modelling), Forensic Audit where deep assessment required for a company's business plans
• Technical: Must have extremely strong MS Excel skills. Knowledge of Statutory accounting principles, Knowledge of latest insolvency and Bankruptcy code and understanding key sections of Companies, Act, 2013 will be added advantage
• Behavioral: Strong organizational skills and attention to detail. Ability to multi-task and work in a challenging fast paced environment. Excellent written and verbal communication skills

Domain / Industry Preferred

• Retail Industry, FMGC, Manufacturing

• Location: Mumbai
• Qualification: 1 to 2 years

Academic Qualification

• Bachelor of Commerce
• Knowledge of Banking Lending process
• Must be computer proficient and able to thrive in a fast -pace setting. Must have operating knowledge of Microsoft Excel and Word
• Strong verbal and written communication skills
• Strong interpersonal and client service skills required
• Ability to multi-task, work under pressure and meet deadlines required
• Self-motivated personality

Job Responsibilities

• Coordination with client, target client and associates for effective and timely completion of task assigned
• Prepares supporting statistical schedules which is used for internal analyses by various departments
• Maintained control sheet for assignment executed, pending, follow up made, etc used for billing and monitoring the assignments
• Assist the team in the daily routine work and other requirements
• Obtain reports form NHBS LLP associates to be reviewed
• Ensuring monthwise billing & associate provisions are done on time

Domain / Industry Preferred

• Financial, Chartered Accounting firm