Early Warning Signal through analytical procedures builds understanding of business of borrowers, changes in the business environment & identifies potential risk areas for risk mitigation.

Early Warning Signal system is built on specialised tool using a set of parameters and processes that identify probable risk at a nascent stage. A comprehensive and well-structured EWS assists the Credit & Risk team to predict possible defaults from borrowers that may adversely affect the lender. Such a system can prevent manual omissions and other oversights, thereby securing the lender’s valuable assets. EWS is also used to review prospective financial & non-audit reviews of historical financial data. EWS provides Timely Warning Signals, assists in Effective Monitoring, reduces the burden on credit team & lead to reduction in NPA.